FICOR score is based on XDGE's proprietary scoring system

Minimum score to be considered for XDGE is 50, and the maximum is 100. This FICOR score is based on available data combined with XDGE's proprietary scoring system which weights several factors based on importance, including: insurance risk scores for the particular activity being evaluated, reaction time available as an adverse event unfolds, speed, height, depth, technical difficulty, ability to mitigate risk during activity, availability of backup equipment, involvment of other participants, location of activity, mental focus required, outcome resulting of most mishaps such as death or hospitalization, and a determination of the likelihood of having a major accident if that sport is done frequently.